How Does Retirement Benefits Affect SSDI/SSI Benefits?

How Does Retirement Benefits Affect SSDI/SSI Benefits?

The cost of living is on the rise throughout the United States. And, learning how to estimate your retirement benefits is crucial. Doing so can give you peace of mind, as well as help you calculate living expenses and lifestyle accommodations. But, what if you already receive SSDI or SSI benefits when you reach your “full retirement age”? Will your retirement benefits have any effect on your SSI or SSDI? Continue reading to learn how retirement benefits affect SSDI/SSI benefits.

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Can You Qualify for SSDI and SSI Benefits?

Can You Qualify for SSDI and SSI Benefits?

If you cannot work due to a disability, you likely suffer from a loss of income. You may even be displaced or facing homelessness. Fortunately, the Social Security Administration (SSA) provides two financial assistance programs for qualifying disabled individuals. While you can receive SSDI and SSI benefits at the same time, it is important to know the differences between the two programs, how to qualify for benefits, and how to apply.

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What is the Income Limit for SSI?

What is the Income Limit for SSI?

While generally we never think in limits when it comes to income, the SSI program has strict limits. SSI, or Supplemental Security Income, is a federal income supplement program. It is designated for those who have little or no income who are also aged, blind, and/or disabled. This is different for Social Security disability insurance (SSDI). SSI provides additional income to meet basic needs for living, such as food, clothing, and shelter. So, how much, or how little, do you have to make to qualify? Read more below on the income limit for SSI.

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Do You File Taxes When Receiving Disability Payments?

Do You File Taxes When Receiving Disability Payments?

When you work as an individual for a company, your employer deducts taxes from your paycheck. In fact, those taxes are what make disability benefits possible. This process fairly straightforward. However, for Social Security Disability (SSDI) recipients, it isn’t that simple. Disability payments aren’t always taxable. So, when do you file taxes when receiving disability payments?

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What Are Non-Medical SSDI Requirements?

What Are Non-Medical SSDI Requirements?

It’s true that not everyone with a disability qualifies for Social Security Disability Insurance (SSDI) benefits. To qualify for SSDI benefits, you must meet both the medical and non-medical criteria outlined by the Social Security Administration (SSA). Read on to learn about the non-medical SSDI requirements, and how to know if you meet them.

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Do You Need a Dire Need Letter?

Do You Need a Dire Need Letter?

A dire need situation is when an individual does not have the food, clothing, shelter, or the proper care or medicine that they need. They are also unable to get those things for themselves. A dire situation means that an individual’s health is immediately in danger based on their situation. It also shows that they lack the means and income to obtain what they need. If you find yourself in this situation, submitting a dire need letter may help your case.

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Who benefits from SSI?

Who benefits from SSI?

Who benefits from SSI? And can you qualify for multiple forms of assistance in addition to it? Here are some FAQ’s regarding SSI. These are concerns we hear from a lot of our Clients at Disability Support Services. Contact us today for a consultation. We are here to help!

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