Two Misconceptions About Social Security Benefits

Two Misconceptions About Social Security Benefits

The Social Security Act of 1935 established a mechanism for providing annuity payments to retired workers 65 and older. This Act laid the foundation for the modern Social Security system. The original program supplemented a retiree’s existing nest egg by providing small benefits. Its intent was never to subsidize most of a person’s post-work life. Through the years programs have been added that assist low income and disabled individuals. Disabled individuals’ spouses and children and even the surviving relatives of deceased individuals can receive benefits. Add to that a sharp increase in benefit amounts, and Social Security has become the country’s largest social program. Proponents of the disability programs laud their contribution to the country’s well-being. Its critics, however, argue against both its perceived overpayments to the undeserving and its inconsistent claims approval process.

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Do You Know What Vision Problems Qualify for Disability Benefits?

Do You Know What Vision Problems Qualify for Disability Benefits?

Vision problems can affect both your physical and mental abilities to satisfy work requirements. You may struggle to perform basic administrative duties, such as reading communications or completing written tasks. This can make it nearly impossible for you to succeed at work. Your job could require reading product labels and related safety and care instructions, or the ability to drive a vehicle. Eye disabilities that impair these functions could make you a danger to yourself or others. Vision problems – and the resulting struggle through each workday – can also cause stress, anxiety, and depression. These mental hurdles can hinder your ability to focus on your work responsibilities.

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What You Need to Know About the COVID-19 Vaccines

What You Need to Know About the COVID-19 Vaccines

All American adults are now eligible to receive a COVID-19 vaccination. If you are considering getting vaccinated, you likely have some questions. For example, you might be wondering how the vaccines work and what kind of side effects you can anticipate. This guide provides the essential facts you should know about COVID vaccines before getting one.

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What is the Difference Between Disability Benefits and Disability Insurance?

What is the Difference Between Disability Benefits and Disability Insurance?

Disability benefits are payments made to those who can no longer work due to a disability. Typically, though, the phrase “disability benefits” is specifically referencing money that the federal government distributes. This is different from the term “disability insurance,” which usually entails money that private insurance companies pay to insured individuals. The federal program that pays disability benefits is called Social Security Disability Insurance (SSDI). In addition, the government has a sister program called Supplemental Security Income (SSI) to support those that were never able to work due to disability.

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When is the Best Time to Apply for Social Security Disability or SSI?

When is the Best Time to Apply for Social Security Disability or SSI?

Social security disability insurance (SSDI) and supplemental security income (SSI) are federal programs designed to provide financial support for persons with disabilities. When you apply for Social Security disability, it’s crucial to complete the paperwork correctly. You also need to provide supporting documents for your claim to be approved. The timing of your SSDI/SSI application is also important. This guide provides the facts to help you through your application process.

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Before Applying for Disability Benefits, You Need to Consider This

Before Applying for Disability Benefits, You Need to Consider This

Well, to be honest, there isn’t just one thing you need to consider. However, there are ones that are a bit more important. If you are wondering if you qualify for Social Security disability benefits, you have come to the right place. Every year millions of Americans like you apply for disability benefits through the Social Security Administration (SSA). Yet, only a fraction of those applications are approved.  Here are some things to consider before applying for disability benefits.

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Is Your Workspace Designed For Inclusivity?

Is Your Workspace Designed For Inclusivity?

It is our belief that inclusivity is important in the workplace. As many companies are learning that many jobs can indeed be remote, companies can also be inclusive. If you are a company or employee looking for better ways to foster an inclusive work environment, we hope this will help get you started.

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