Educational Resources

Learn more about what you need to know below.

Medical-Vocational Allowances: An Alternative Path for Social Security Disability Benefits

Medical-Vocational Allowances: An Alternative Path for Social Security Disability Benefits

Filing for disability benefits can be a difficult process. The Social Security Administration (SSA) has a strict list of criteria that applicants need to meet for their particular medical condition for the claim to be approved. These stringent standards leave tens of thousands of Americans who are struggling with disabilities without necessary support through government aid. The good news is there are options for those who don’t meet the standards of the SSA for disability benefits. To learn more about medical-vocational allowances, read on.

Read more

Disability Benefits for Mental Disorders: Am I Eligible?

Disability Benefits for Mental Disorders: Am I Eligible?

The Social Security Administration (SSA) provides disability benefits for many different mental disorders. These disorders include congenital disorders, conditions resulting from physical or mental trauma, and degenerative disorders. Regardless of your specific disorder, the SSA determines eligibility for benefits based on the duration and severity of your symptoms. If your disorder renders you unable to work for at least one year, the SSA will probably find you to be eligible for disability benefits. Here is a quick guide to disability benefits for mental disorders and an overview of how the SSA determines eligibility.

Read more

Can You Work After Having a Stroke?

Can You Work After Having a Stroke?

When you think about someone who has had a stroke (also called: cerebrovascular accident), you may picture an older person. While it is true it is common in the elderly, some stroke victims are still of working age. According to Stanford Health, as many as 10% of those stroke victims are younger; Saebo and others put it higher at 20%. Strokes don’t always result from something going wrong in your body. They can be due to accident-caused brain injuries or medical malpractice. A stroke is a medical emergency that can impact every aspect of your life. For example, it can mean weeks or months off of work or, in extreme cases, never returning to your job again. You may be wondering when you can return to work after a cerebrovascular accident. If you can’t go back to work right away or at all, what are your options?

Read more

How to Get Ready for Your ALJ Hearing and Be Better Prepared

How to Get Ready for Your ALJ Hearing and Be Better Prepared

If you have an ALJ hearing, you have already had two decisions go against your case. What happens in your hearing could turn your case around and secure the SSI or SSDI you need and deserve. With so much riding on your hearing, you need to prepare. You will miss an excellent opportunity to persuade an ALJ to grant your claim if you go into your hearing without knowing what to expect or how to respond. Read on to find some ways to prepare for your hearing.

Read more

Two Misconceptions About Social Security Benefits

Two Misconceptions About Social Security Benefits

The Social Security Act of 1935 established a mechanism for providing annuity payments to retired workers 65 and older. This Act laid the foundation for the modern Social Security system. The original program supplemented a retiree’s existing nest egg by providing small benefits. Its intent was never to subsidize most of a person’s post-work life. Through the years programs have been added that assist low income and disabled individuals. Disabled individuals’ spouses and children and even the surviving relatives of deceased individuals can receive benefits. Add to that a sharp increase in benefit amounts, and Social Security has become the country’s largest social program. Proponents of the disability programs laud their contribution to the country’s well-being. Its critics, however, argue against both its perceived overpayments to the undeserving and its inconsistent claims approval process.

Read more

Do You Know What Vision Problems Qualify for Disability Benefits?

Do You Know What Vision Problems Qualify for Disability Benefits?

Vision problems can affect both your physical and mental abilities to satisfy work requirements. You may struggle to perform basic administrative duties, such as reading communications or completing written tasks. This can make it nearly impossible for you to succeed at work. Your job could require reading product labels and related safety and care instructions, or the ability to drive a vehicle. Eye disabilities that impair these functions could make you a danger to yourself or others. Vision problems – and the resulting struggle through each workday – can also cause stress, anxiety, and depression. These mental hurdles can hinder your ability to focus on your work responsibilities.

Read more

What You Need to Know About the COVID-19 Vaccines

What You Need to Know About the COVID-19 Vaccines

All American adults are now eligible to receive a COVID-19 vaccination. If you are considering getting vaccinated, you likely have some questions. For example, you might be wondering how the vaccines work and what kind of side effects you can anticipate. This guide provides the essential facts you should know about COVID vaccines before getting one.

Read more

What is the Difference Between Disability Benefits and Disability Insurance?

What is the Difference Between Disability Benefits and Disability Insurance?

Disability benefits are payments made to those who can no longer work due to a disability. Typically, though, the phrase “disability benefits” is specifically referencing money that the federal government distributes. This is different from the term “disability insurance,” which usually entails money that private insurance companies pay to insured individuals. The federal program that pays disability benefits is called Social Security Disability Insurance (SSDI). In addition, the government has a sister program called Supplemental Security Income (SSI) to support those that were never able to work due to disability.

Read more

When is the Best Time to Apply for Social Security Disability or SSI?

When is the Best Time to Apply for Social Security Disability or SSI?

Social security disability insurance (SSDI) and supplemental security income (SSI) are federal programs designed to provide financial support for persons with disabilities. When you apply for Social Security disability, it’s crucial to complete the paperwork correctly. You also need to provide supporting documents for your claim to be approved. The timing of your SSDI/SSI application is also important. This guide provides the facts to help you through your application process.

Read more