What is the Difference Between Disability Benefits and Disability Insurance?

What is the Difference Between Disability Benefits and Disability Insurance?

Disability benefits are payments made to those who can no longer work due to a disability. Typically, though, the phrase “disability benefits” is specifically referencing money that the federal government distributes. This is different from the term “disability insurance,” which usually entails money that private insurance companies pay to insured individuals. The federal program that pays disability benefits is called Social Security Disability Insurance (SSDI). In addition, the government has a sister program called Supplemental Security Income (SSI) to support those that were never able to work due to disability.

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When is the Best Time to Apply for Social Security Disability or SSI?

When is the Best Time to Apply for Social Security Disability or SSI?

Social security disability insurance (SSDI) and supplemental security income (SSI) are federal programs designed to provide financial support for persons with disabilities. When you apply for Social Security disability, it’s crucial to complete the paperwork correctly. You also need to provide supporting documents for your claim to be approved. The timing of your SSDI/SSI application is also important. This guide provides the facts to help you through your application process.

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Before Applying for Disability Benefits, You Need to Consider This

Before Applying for Disability Benefits, You Need to Consider This

Well, to be honest, there isn’t just one thing you need to consider. However, there are ones that are a bit more important. If you are wondering if you qualify for Social Security disability benefits, you have come to the right place. Every year millions of Americans like you apply for disability benefits through the Social Security Administration (SSA). Yet, only a fraction of those applications are approved.  Here are some things to consider before applying for disability benefits.

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Is Your Workspace Designed For Inclusivity?

Is Your Workspace Designed For Inclusivity?

It is our belief that inclusivity is important in the workplace. As many companies are learning that many jobs can indeed be remote, companies can also be inclusive. If you are a company or employee looking for better ways to foster an inclusive work environment, we hope this will help get you started.

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What You Need To Know About Residual Functional Capacity (RFC)

What You Need To Know About Residual Functional Capacity (RFC)

If you are unable to work due to a disability, the Social Security Administration (SSA) must know what work you are still capable of doing, physically and mentally. Therefore, if you are planning on submitting an application for Social Security Disability benefits, it is important to be familiar with the Residual Functional Capacity form (RFC). An RFC assessment is an evaluation to determine the limits of your work capacity despite your disability. Basically, what kind of work you can still complete, how much you can do, and for how long.

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Should I File for Unemployment or Social Security Disability?

Should I File for Unemployment or Social Security Disability?

We want to address these questions because there are very big differences between unemployment and social security disability. And with the recent rise in unemployment, we feel it’s important to understand why these are very different programs. However, it really comes down to your financial situation and health. Learn more about if you should be filing for unemployment or social security disability below.

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Economic Impact Payments for SSDI and SSI Recipients [Infographic]

Economic Impact Payments for SSDI and SSI Recipients [Infographic]

The SSA has a page dedicated to the update of COVID-19 economic impact payment and what that means for social security recipients. In it, they have an updated Economic Impact Payments (PDF) that outlines commonly asked questions. To help SSDI and SSI recipients with this PDF, DSS has created this easy to use infographic. It is a flow chart that outlines what to expect. Keep scrolling to see additional information.

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