Before Applying for Disability Benefits, You Need to Consider This

Before Applying for Disability Benefits, You Need to Consider This

Well, to be honest, there isn’t just one thing you need to consider. However, there are ones that are a bit more important. If you are wondering if you qualify for Social Security disability benefits, you have come to the right place. Every year millions of Americans like you apply for disability benefits through the Social Security Administration (SSA). Yet, only a fraction of those applications are approved.  Here are some things to consider before applying for disability benefits.

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Is Your Workspace Designed For Inclusivity?

Is Your Workspace Designed For Inclusivity?

It is our belief that inclusivity is important in the workplace. As many companies are learning that many jobs can indeed be remote, companies can also be inclusive. If you are a company or employee looking for better ways to foster an inclusive work environment, we hope this will help get you started.

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Should I File for Unemployment or Social Security Disability?

Should I File for Unemployment or Social Security Disability?

We want to address these questions because there are very big differences between unemployment and social security disability. And with the recent rise in unemployment, we feel it’s important to understand why these are very different programs. However, it really comes down to your financial situation and health. Learn more about if you should be filing for unemployment or social security disability below.

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SSA 5-Step Evaluation [INFOGRAPHIC]

SSA 5-Step Evaluation [INFOGRAPHIC]

Our goal at DSS is to make the disability benefits claim process easier on you. Many times people are unsure if they qualify or if they should submit a claim. Check out our easy to read SSA 5-Step Evaluation infographic to help you learn more about the evaluation process.

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How Education Affects Disability Claims

How Education Affects Disability Claims

Before you understand how education plays a role in disability claims, it’s important to know how the Social Security Administration (SSA) defines disability. The SSA defines disability as the inability to engage in any substantial gainful activity by reason of any medically physical or mental impairment. Any medical condition has to be terminal or last for a continuous period of more than one year. In basic terms, you have to be unable to work due to your medical condition. If you are in fact unable to work due to your disability, it is only then that factors like education and age may be taken into consideration.

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Do You File Taxes When Receiving Disability Payments?

Do You File Taxes When Receiving Disability Payments?

When you work as an individual for a company, your employer deducts taxes from your paycheck. In fact, those taxes are what make disability benefits possible. This process fairly straightforward. However, for Social Security Disability (SSDI) recipients, it isn’t that simple. Disability payments aren’t always taxable. So, when do you file taxes when receiving disability payments?

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Applying for Disability with Prostate Cancer

Applying for Disability with Prostate Cancer

Prostate cancer is a physical, mental, and emotional hardship. But for many people, it’s also a financial hardship. Cancer treatment is expensive, and it takes a heavy toll on a person’s body. It’s hard to maintain a steady job. And, even after the cancer is gone, some patients are faced with long-term side effects that make it difficult or impossible to work. To help ease the burden, prostate cancer patients can apply for Social Security Disability Insurance (SSDI).

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What is Substantial Gainful Activity?

What is Substantial Gainful Activity?

When considering filing for social security disability benefits, you will come across the term substantial gainful activity. What does this term mean? To determine eligibility for benefits, you must figure out if you can perform the substantial gainful activity. The Social Security Administration wants to know if you can take part in the substantial gainful activity. If they find that you can work, then you will not qualify for benefits. To qualify for assistance, you will need to pass substantial gainful activity tests based on the severity of the disability. You also must not be able to take part in work that is viewed as a substantial gainful activity.

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Disability Benefits for PTSD

Disability Benefits for PTSD

Post Traumatic Stress Disorder, or PTSD, is an anxiety disorder that is brought on by the resurfacing of memories related to a traumatic event. An individual can develop this condition when an event is experienced or witnessed firsthand that creates an intense fear or feeling of helplessness. PTSD is often associated with veterans of the military. However, this is not the only instance in which an individual will be affected by Post Traumatic Stress Disorder. In fact, experiencing the trauma of any kind can result in triggering PTSD. Luckily, these individuals may be able to receive disability benefits for PTSD. 

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Disability Application Process by the Numbers [Infographic]

Disability Application Process by the Numbers [Infographic]

Presently, 12.6% of the United States population or nearly 40 million individuals are disabled. Subsequently, in Maryland, 8.6% of residents 21-64 years old are disabled. Many of which are unable to continue steady employment. That’s where disability insurance comes in. Over 2.5 million disability applications are submitted each year. And, although the disability application process can be long and arduous, it is worth the consideration.

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