Roughly 10,000 baby boomers reach retirement age each day, which is above the U.S. average. If you are retired or you’re counting the days when you leave your full-time job, Social Security should be your biggest concern. It’s a fundamental part of your retirement income. As a result, it’s important to stay up to date on the COLA for the year 2020. However, before we dive into details, let’s find out what COLA entails.
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Are you unsure of the difference between Medicare and Medicaid? Don’t worry; you’re not alone. While the programs are commonly confused with one another, they are two very different programs. To make a more informed decision on your healthcare, make sure to take the necessary time to research each program. While you may be eligible for only one program, some individuals may be eligible to receive benefits from both.
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The cost of living is on the rise throughout the United States. And, learning how to estimate your retirement benefits is crucial. Doing so can give you peace of mind, as well as help you calculate living expenses and lifestyle accommodations. But, what if you already receive SSDI or SSI benefits when you reach your “full retirement age”? Will your retirement benefits have any effect on your SSI or SSDI? Continue reading to learn how retirement benefits affect SSDI/SSI benefits.
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If you cannot work due to a disability, you likely suffer from a loss of income. You may even be displaced or facing homelessness. Fortunately, the Social Security Administration (SSA) provides two financial assistance programs for qualifying disabled individuals. While you can receive SSDI and SSI benefits at the same time, it is important to know the differences between the two programs, how to qualify for benefits, and how to apply.
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There are many reasons why applicants may be denied Social Security disability benefits. The majority of denials are for a medical reason. This could be that there wasn’t enough medical evidence or the Social Security Administration (SSA) didn’t first the medical conditions prevented being able to work. However, many applicants get a technical denial instead. This means it isn’t medical related. Actually, if you get a technical denial it means you were found ineligible for benefits for non-medical reasons. SSA has reported that nearly 50% of SSDI and 25% of SSI applicants receive technical denials.
Read more →![SSA 5-Step Evaluation [INFOGRAPHIC]](https://www.dssmd.com/wp-content/uploads/2019/08/DSS-5-step-Evaluation-570x172_c.jpg)
Our goal at DSS is to make the disability benefits claim process easier on you. Many times people are unsure if they qualify or if they should submit a claim. Check out our easy to read SSA 5-Step Evaluation infographic to help you learn more about the evaluation process.
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While generally we never think in limits when it comes to income, the SSI program has strict limits. SSI, or Supplemental Security Income, is a federal income supplement program. It is designated for those who have little or no income who are also aged, blind, and/or disabled. This is different for Social Security disability insurance (SSDI). SSI provides additional income to meet basic needs for living, such as food, clothing, and shelter. So, how much, or how little, do you have to make to qualify? Read more below on the income limit for SSI.
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As anyone on Social Security Disability (SSDI) knows, it can be a challenge to make that money cover all living expenses. It’s not only important to make ends meet but try to make every dollar of your disability payment count. Luckily, there are a few money-management tips to help ease financial burdens. Developing these habits can make you feel more in control of your money.
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Before you understand how education plays a role in disability claims, it’s important to know how the Social Security Administration (SSA) defines disability. The SSA defines disability as the inability to engage in any substantial gainful activity by reason of any medically physical or mental impairment. Any medical condition has to be terminal or last for a continuous period of more than one year. In basic terms, you have to be unable to work due to your medical condition. If you are in fact unable to work due to your disability, it is only then that factors like education and age may be taken into consideration.
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