Each year, an estimated 9 million employees and 2 million family
members receive Social Security Disability Insurance (SSDI) benefit. In addition, about one million military veterans receive SSDI. The value of SSDI is significant. It provides critical funds for those who find themselves unable to continue earning a living because of a severe disability. These funds help them to pay their bills, provide for food and other necessities.
Social Security Disability Insurance is an earned benefit. Therefore, available to Americans who have a significant work history and have paid a portion of their paychecks into the program. SSDI provides a modest portion of what a worker’s lost earnings and it helps save millions of families from financial hardship. For some, SSDI makes up about half of their monthly income. The SSDI benefit bridges a critical economic gap helping to protect many of America’s hardworking middle class.
So, how does it work?
- To be eligible and receive SSDI benefits workers need a significant and recent work history.
- Must prove a severe disability is preventing them from performing meaningful work for 12 months or more or will result in death.
- Must have at least 20 quarters of coverage in a 40 quarter period
- This is about 5 years of work in the last 10 years before becoming disabled.
- Workers earn the insurance coverage through pay deductions to Social Security.
What is the importance of SSDI?
- SSDI’s beneficiaries face serious, and in many cases life-threatening, disabilities that prevent or limit substantial employment.
- SSDI Helps Reduce Poverty. Despite modest benefits, the SSDI program helps keep about 3 million Americans out of poverty and reduces the depth of poverty for another 1.9 million Americans.
- Disability Insurance (DI) is an integral part of Social Security. It provides modest but vital benefits to workers who can no longer support themselves on account of a serious and long-lasting medical impairment.
The importance of SSDI seems to grow more each year. If you have suffered an injury and are disabled, you may be eligible for SSDI benefits. Contact Disability Support Services today! Our dedicated team is here to help you get awarded the benefits you deserve.