In the United States there a number government programs that offer financial relief. However, many folks are not aware that they may qualify. An example of this is Supplemental Security Income (SSI), distributed by the Social Security Administration (SSA). Who benefits from SSI? And can you qualify for multiple forms of assistance in addition to it? Here are some FAQ’s regarding SSI.
Who benefits from SSI?
- SSI is a need-based assistance program for those who may or may not be working and receiving limited income or who has limited resources.
- People who are blind or classified as legally blind.
- The aged, meaning 65 years or older.
- Those who are either born or are now disabled.
- Both U.S. citizens and U.S. nationals are eligible.
Are there exceptions to these qualifications?
- Yes, even if you meet the above requirements, there are exceptions that will disqualify you from receiving SSI.
- If you are a resident, and non-active military, but you are absent from the country for a full calendar month or 30 consecutive days.
- If you are confined to an institution, such as a hospital or prison, at the government’s expense.
Am I able to apply for other cash assistance and SSI, too?
Yes, there are multiple programs that you may qualify for, all at the same time. However, you must give the SSA permission to contact any financial institution and request any financial records about you. And, you must file separate applications with the corresponding agencies. If they all are aware that you are filing, or have filed, and if you meet their separate requirements, they will award you benefits.
- Medicaid (available for U.S. citizens of all ages)
- Medicare (available for U.S. citizens 65 and older)
- Supplemental Nutrition Assistance Program (SNAP)
- Temporary Assistance for Needy Families (TANF)
- Social Security Benefits (received from past work history)
- Social Security Disability Insurance (SSDI)
What is Income & Resources? What is the max?
Income is defined as any monies you earn from employment; monies received from other sources such as Social Security Benefits, worker’s compensation, unemployment benefits, Department of Veterans affairs, or friends and relatives. Income can also be in the form of free food or shelter.
Resources are things that you own such as bank accounts, stocks, U.S. Savings Bonds, land, vehicles, personal property, and life insurance. Also for consideration are any items you own that you can convert to cash and use for food and shelter.
It breaks down to simple numbers. The amount of income or resources you receive should not exceed $2000 for an individual or $3000 for a couple.
If you have questions about whether you or your family benefits from SSI, contact Disability Support Services for a consultation. If you have questions regarding SSI in regard to other U.S. Government Assistance programs, DSS is here to help.